About the information contained on our website
It is important to appreciate that the information held on this website is not controlled when it is in printed format and that the content will be updated periodically to take account of changes such as, but not necessarily restricted to legislation, regulation, Company practice and specific terms and conditions. Before you make any decisions based upon printed versions of this content please refer to the latest version of either the website or other supporting material that may be in place at that time. If you would like a printed copy of this material, please contact Radiant Financial Group.
The information contained on this website should not be viewed in isolation and is based on our views and understanding of current UK legislation, which is subject to change without notice, and should be read in conjunction with other relevant literature which may be available including that held within the public domain. Financial decisions should not be made purely upon the information that is held on the website since this will not take into consideration an individual’s personal circumstances, objectives and tax situation as well as your attitude to investment risk, knowledge and experience.
The content of the website is the property of Radiant Financial Planning Limited, and nothing in this website assigns any intellectual property rights in any Radiant Financial Planning Limited software, documents, or processes or in any other proprietary information or systems Radiant Financial Planning Limited uses to supply advice or administration to investors and clients. Any disclosure, reproduction, copying, distribution, or other dissemination of the website is strictly prohibited.
The content of this website is provided for information and guidance only and therefore does not represent financial advice nor should it be construed as such. The content of Radiant Financial Planning Limited’s website is targeted at UK investors and consumers, over 18 years of age. The information contained therein should not be regarded as an offer or solicitation to conduct investment business in any jurisdiction other than the UK. Investors who are resident in or citizens of, countries other than the UK may be subject to different legislative and regulatory restrictions.
Whilst Radiant Financial Planning Limited takes responsibility to ensure that the information contained within this website is accurate and up to date, we do not accept any liability for any errors or omissions. If you are in any doubt as to the validity of information made available, we recommend you seek verification by contacting us. Investment figures and valuations provided by the website should be used as a guide, should not be relied upon and accuracy is not guaranteed.
If you are in any doubt as to how the content of this website impacts upon your own situation or circumstances you should seek independent financial advice from Radiant Financial Planning Limited, who reserve the right to charge a fee for our services which would be agreed in advance before we undertake any work for you on your behalf. Separate terms and conditions will apply for other products and services offered by us.
Whilst we take all reasonable steps to ensure this website is always accessible we will not be held liable if, for any reason, the website is unavailable for any period. We may also have to suspend access to the website for routine or emergency updates and maintenance but we will endeavour to keep any disruption to a minimum. In addition we cannot warrant that this website will be free of viruses or defects of any description and we will not be held responsible for any technical problems you may suffer as a result of your use of the website.
Radiant Financial Planning Limited’s website may contain links to other websites operated by third parties. The responsibility for the operation and content of those websites shall rest solely with the authority or organisation identified as controlling the third party website and will be governed by separate terms and conditions. Links are provided for convenience and inclusion of any link does not imply endorsement in any way of the site to which it links. We accept no responsibility or liability for the contents of any linked website.
Please note that past investment performance is not a guide to the future performance. The potential for profit is accompanied by the possibility of loss. The value of investment funds and the income from them may go down as well as up and investors may not get back the original amount invested.
An investment plan is a long term commitment. The content of this website does not override the governing documents of the investment terms and conditions issued by the Product Provider.
Pensions and retirement
A personal pension plan is a long-term investment. The earliest age that you may access your benefits is 55.
Thousands of people have lost their life savings after falling for a scam – don’t be the next victim:
- Reject unsolicited contact about pensions and investments
- Before investing check the FCA register to see if the firm or individual is authorised and regulated
- Take impartial financial advice from a qualified professional
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Wills, trusts and tax
The FCA does not regulate will writing, trusts and taxation advice. If you need advice in these areas you should refer to a specialist solicitor or accountant.
Radiant Financial is a trading style of Radiant Financial Planning Limited which is authorised and regulated by the Financial Conduct Authority, entered on the Financial Services Register (FRN) as 192396. Registered in England, Company Registration no. 03916451. Registered Address: Sovereign Place, 20 The Point, Market Harborough, Leicestershire, LE16 7QU
You can check this information on the FCA Register by visiting www.fca.org.uk/register or by contacting the FCA on 0800 111 6768. The FCA can also be contacted at 12 Endeavour Square, London, E20 1JN.
Radiant Financial Planning Limited is registered with the UK Information Commissioner’s Office as Data Controllers and endeavour to follow all of the guidelines and rules set out in the General Data Protection Regulation (GDPR).
Treating our customers fairly
If you want to complain, please contact our Complaints Officer at Radiant Financial Planning Limited, Sovereign Place, 20 The Point, Market Harborough, Leicestershire, LE16 7QU or by telephone on 01858 469910. We will deal with your complaint in a fair and objective manner. If we cannot settle your complaint, you may be entitled to refer it to the Financial Ombudsman Service. We will tell you if we believe this to be the case and provide you with details of how to do this.
Financial Ombudsman Service
The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk.
Marketing e-mail communications are for information only and do not represent personal financial advice.
E-mails are private and confidential and protected by copyright. It may also be privileged or otherwise protected by other legal rules. Access by or disclosure to anyone other than the intended recipient for any reason other than the business purpose, for which the message is intended, is unauthorised. If you receive an e-mail in error, notify us, delete it and do not make use of or copy it.
E-mails and any attachments may not be secure. Radiant Financial Planning Limited does not accept legal responsibility for the contents. Any views or opinions presented are solely those of the author and do not necessarily represent those of Radiant Financial Planning Limited unless otherwise specifically stated.
E-mails and any attachments should be treated with caution as they may contain viruses. Radiant Financial Planning Limited has taken reasonable precautions to minimise this risk, but we advise that they are virus checked before opening as Radiant Financial Planning Limited can take no responsibility for any computer viruses which might be transferred by way of e-mail.
Terms and conditions of business
Further details of the general conditions, principles and legislation which cover how we work with you are available from our Terms of Business which are available on request.